Shared Ownership
Buy a share (typically 25 to 75%) and pay rent on the rest. Staircase up over time. We cover the trade-offs in the first call.
Resources
Mortgage Calculator
Estimate your monthly payment, work out how much you could borrow, then get a personalised AIP from our broker partner Lifetime Capital. Two minutes, no signup.
Skip to AIP requestEstimated monthly payment£2,309Loan £405,000 · 90% LTV
Total interest£287,693
Total cost£692,693
Term25 years
Typerepayment
FCA stress test
If rates rose by 2% to 6.75%, your monthly payment would be £2,798. Worth checking that's still comfortable.
New-build schemes worth knowing
Three routes to a smaller deposit
Deposit Unlock
5% deposit on selected new-builds up to £750,000. Backed by housebuilder + insurer guarantee, no government scheme.
First Homes
30 to 50% discount on selected new-builds for eligible first-time buyers. Income caps and local connection rules apply.
Next step
Get a personalised AIP from Lifetime Capital
Based on your scenario above, we'll introduce you to our partner broker. They handle new-build cases every day. The introduction is free; you keep full control of the mandate.
This calculator is illustrative only. It does not constitute mortgage advice or a guarantee of borrowing. Actual rates, fees and lender criteria vary. Renowned Homes is not authorised to provide regulated mortgage advice. Lifetime Capital is FCA-regulated and independent.
